In the UK, you are required by law to insure your car if you are using it on the road. You will also need to renew this insurance every year. Car insurance can range from just a few hundred pounds to several thousand pounds depending on a number of factors such as the car you are insuring, your record with regard to making claims, and your age. With so many factors affecting your insurance costs and with such a wide variety of companies to choose from it is well worth shopping around.
Your policy will not only cover the cost of repairs to the car. If you are involved in an accident, it will also cover you for any compensation you may have to pay to others should they be injured.
This next few pages outline the different types of car insurance available, what you will be covered for and the factors that affect the cost of your premium.